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#NEW YORK LIFE AGENTS NEAR ME GENERATOR#

Over a three-year period, New York Life’s average NAIC Complaint Index was 0.183 for individual life insurance. Companies with a complaint score above 1.0 have more complaints than expected, and companies with a complaint score under 1.0 have fewer complaints than expected. An index of 1 indicates that an insurer received exactly how many complaints would be expected, given the amount of policies it underwrites. How do we know that? We looked at the National Association of Insurance Commissioners (NAIC) Complaint Index, which measures an insurance company’s customer complaints relative to its size. In fact, it ranked among the top quarter of the 91 insurance companies we reviewed, with fewer complaints than some other popular providers, like Mutual of Omaha and Transamerica. New York Life received far fewer complaints than expected compared to other insurance companies of the same size. It does not offer a mobile app, which competitors such as MassMutual have. Does not have a mobile app: If you want the convenience of paying your premium and managing your policy on the go, New York Life may not be the best choice.Many competitors, such as Nationwide and State Farm, offer online quotes.

#NEW YORK LIFE AGENTS NEAR ME GENERATOR#

No online quotes for term life insurance: New York Life does not have an online quote generator for term life insurance.

For comparison, most of our top-rated term life insurance companies offer term lengths of up to 30 or 40 years.

Term policy periods capped at 20 years: If you are in the market for life insurance, know that New York Life caps term lengths at 20 years.

When we tried calling customer service, they referred us to a local agent.

For example, you won’t find coverage amounts available for term life. Difficult to find some information on the website: When reviewing New York Life, we found that its website contains limited details about its offerings.Very few complaints for its size: New York Life received fewer complaints than expected for a life insurance company of its size, according to the National Association of Insurance Commissioners.That’s one reason we named it the best overall on our list of best life insurance companies for seniors. Policies available for 90-year-old applicants: New York Life is one of only six of the 91 companies we reviewed that considers applicants over 85 (for some policies).It’s also one of our only top life insurance companies that sells a disability income rider, which provides income replacement if you become disabled and are unable to work. Broad selection of riders: New York Life offers a variety of riders for policy customization, including multiple living benefit riders that let you access part of the death benefit early.

The company has paid dividends for 168 consecutive years, which is the second-longest of the 91 companies we reviewed. This is one reason it’s our choice for the best whole life insurance company.

Policies are eligible for dividends: Although not guaranteed, New York Life’s whole life policies are eligible for annual dividends.

It has an A++ (superior) rating from AM Best, which is the highest possible financial strength grade.

Excellent financial stability: New York Life is the oldest insurance company we reviewed.

Investments are: Not Guaranteed, Involve Risk, May Lose Value.Īll other lines of insurance are underwritten by Bankers Life and Casualty Company. SEC Registered Investment Adviser (dba BL Advisory Services, Inc., AL, GA, IA, MT, NV, PA). Advisory products and services are offered by Bankers Life Advisory Services, Inc. Member FINRA/SIPC, (dba BL Securities, Inc., AL, GA, IA, IL, MI, NV, PA). Securities and variable annuity products and services are offered by Bankers Life Securities, Inc. Non-affiliated insurance products offered through Bankers Life Securities General Agency, Inc. BCLIC is authorized to sell insurance in New York. A licensed insurance agent/producer may contact you.īankers Life is a marketing brand of various subsidiaries of CNO Financial Group, Inc., including Bankers Life Securities, Inc., Bankers Life Advisory Services, Inc., Bankers Life and Casualty Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). Bankers Life and Casualty Company is not licensed in and does not solicit business in New York. These products and their features and riders may not be available in all states. For costs and complete details of coverage, contact the agent/producer. Policies may have limitations and exclusions. WASHINGTON NATIONAL, BANKERS LIFE AND THEIR LICENSED AGENTS/PRODUCERS ARE NOT CONNECTED WITH OR ENDORSED BY THE US GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM. Medicare Supplement insurance policies are underwritten by Washington National Insurance Company.